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| Q |
What is The Everest Equity Company? |
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The Everest Equity Company is a registered mortgage broker operating primarily in the states of New York, New Jersey, Connecticut, Pennsylvania, and Florida. Mortgage loans in other states may be available. A team of experienced, professional loan officers and support personnel look forward to serving you. |
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| Q |
Why would I use a mortgage brokerage firm instead of a bank to obtain a loan? |
| A |
There are many advantages to working with a company dedicated to one task only- your mortgage loan. The Everest Equity Company has long-term relationships with hundreds of lenders across the United States, giving us access to mortgage programs that are not available through your conventional bank. This affords us the opportunity to compare mortgage rates offered by many sources. Our objective is to deliver the best loan for you at the lowest possible interest rate, while giving you the smoothest mortgage experience. |
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| Q |
I've already contacted my bank. They say I don't qualify for a mortgage. How can you help me? |
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That situation is very common. Even if your bank has turned you down or told you that you do not qualify, we can help! Does your credit score, income, assets, or appraised value disqualify you from obtaining a mortgage? The Everest Equity Company, with its diversity of loan products, will customize a solution for you. |
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I don't know one mortgage from another. Fixed, adjustable, three-year, five-year, interest-only. How do I choose? |
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That's what we're here for. At Everest Equity, our experienced mortgage specialists will review and analyze your individual situation, explain the loan options to you and assist you in choosing the ideal mortgage program to suit your lifestyle.. |
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| Q |
Will I have to pay points? |
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Your loan officer will discuss pricing options with you and help you decide if paying points is right for you. The decision may depend on the length of time you intend to keep your property, and how much you can potentially save on your monthly payments by electing to pay the point(s). |
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| Q |
I'm self-employed, or otherwise unwilling to verify my income. Do I have to show you my tax returns or other financial documents? |
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The Everest Equity Company arranges many mortgage programs that do not require income verification (pay stubs, W-2s and tax returns) or asset verification (bank statements). You can be assured that your transaction will be handled with complete confidentiality and respect for your privacy. |
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| Q |
How quickly can I close? |
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Our loan professionals are experts at streamlining the loan process. Tell us when you need to close- we can usually find a way to work within your time frame. It is not unusual for us to handle a loan transaction from start to finish in as little as 5 days. |
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How do I start the process? |
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It's easy. Just call us at The Everest Equity Company. We'll begin immediately. Contact us by phone at 800.923.0031 or email us at info@everestequity.com. |
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We invite you to experience The Everest Equity Company. |
